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Policy
Written contract of insurance.
Liability Insurance
Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property.
Junk Title
A Junk Title is issued on a vehicle damaged to the extent that the cost of repairing the vehicle for safe operation exceeds its fair market value; or a vehicle that has been declared a total loss by an insurer or other state or jurisdiction.
Private Passenger Automobile
Four-wheeled motor vehicles of the private passenger, station wagon, or van type. Private passenger automobiles are designed for use on public highways and subject to motor vehicle registration.
Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.
Broker
A person who for payment of a fee procures insurance on your behalf.
Surcharge
An extra charge applied to the premium by the insurer, usually for at fault accidents or moving violations.
Venue
The specific county, city or geographical area in which a court has jurisdiction
Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.
Insured
The person(s) entitled to coverage in case of an accident or loss.
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